Liberty Fianzas - Liberty

Liberty Fianzas



ompany with outstanding results in the Mexican Bonding Industry, with an upward trajectory, acquired by Liberty
Mutual Group, known as world leaders in its Surety division (Liberty Mutual Surety), changing its name to Liberty
Fianzas in 2016.

Our people at Liberty Fianzas stand out for their great Professionalism and
Experience in the Bonding sector, who offer a timely and high-quality Service to
all our Clients, maintaining the commitment of Confidentiality to preserve the culture that
distinguishes Liberty Mutual Group worldwide by “Doing the right thing”.

Afianzadora Obrera
Our pathway begins.
Fianzas Banorte
We were bought by Grupo Financiero Banorte, a company with Mexican capital.
Primero Fianzas
Purchase of shares by Grupo Valores Operativos Monterrey, a company belonging to a prestigious
group of businessmen and investors from the City of Monterrey and Mexico City.
Liberty Fianzas
Outstanding company in the Mexican Bonding Industry. After being bought in 2016 by Liberty Mutual
Group, a leading global company, it changed its name to Liberty Fianzas, joining the Liberty Mutual Surety
bonding services division.

Our Vision

To be the leading surety of choice, leveraging our global scale
provided by Liberty Mutual Insurance and our local capabilities to deliver transformative solutions to our clients.

Our Identity

Our belief.

We believe that progress happens when people feel safe.

Our purpose.

We exist to help people enjoy the present and look confidently into
the future.

Our promise.

We promise protection from the unexpected, with responsibility.

Our values:

  • Act responsibly: Doing what is right and
    being consistent.
  • Act responsibly: Doing what is right and
    being consistent.
  • Putting people first: Acting with empathy,
    dignity and respect.
  • Do things better: Being proactive and
    challenging the status quo.
  • Be open: Engaging with people and different
    ways of thinking.

Credit Rating

By Law Liberty Fianzas is a creditworthy company.

“Moody’s has granted Liberty Fianzas a Baa1/ financial soundness rating – Stable, taking into account the

  1. Niche market position established in the Mexican Bonding Industry.
  2. Portfolio concentration in investment grade assets in creditworthiness.
  3. Proper capitalization.
  4. Robust profitability.

The ratings reflect the support and oversight from its market-leading US-based
affiliate, Liberty Mutual Insurance Company (LMIC, IFS A2 stable outlook) as well as from its Ultimate Parent
Company Liberty Mutual Group Inc (LMGI, senior unsecured debt Baa2 stable).

Liberty Fianzas is a subsidiary of LMIC, which is also a leader in
the surety market in the US.